Business finance for owners the banks turn away

Corporate Credit Representative 569305 · ABN 21 686 296 720

Declined by your bank? New ABN? No up-to-date financials? A few marks on your credit file?

We arrange finance for business use, for ABN holders. We look at the whole picture and work with specialist lenders who use different rules from the banks.

✓ Business-use finance only ✓ ABN holders ✓ No cost to enquire ✓ Doncaster VIC, Australia-wide
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Total interest: $0
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Who we help

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Declined by your bank

A bank’s no is one lender’s answer. Specialist lenders look at things a bank’s checklist may not.

Declined by your bank? →
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New ABN

Some lenders consider businesses under two years old, and sometimes newer, especially when the loan is for an asset like a truck or machine.

New ABN finance →
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No up-to-date financials

Low doc lenders may work from BAS, bank statements or a signed declaration instead of tax returns.

Low doc finance →
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Past credit issues

A past default or judgment doesn’t automatically rule you out. Some lenders look at what happened and what’s changed.

Past credit issues →
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Buying privately

Some lenders finance trucks, trailers and equipment bought from a private seller.

Private sale finance →
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Older assets

Some lenders will finance older trucks, trailers and machinery, usually at a higher cost than for a newer asset.

Tell us about it →

What we arrange

Trucks and trailers · Equipment and machinery · Commercial vehicles and buses · Business cashflow loans · Refinancing a business asset loan

All for business use. Personal car loans: we don’t arrange these, but we can refer you to a trusted partner.

All services →

How it works

1

Tell us the full picture

What you need, what the business does, and anything you think might be a problem. It’s better we know at the start.

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2

We look for a lender that fits

We check your situation against what each specialist lender on our panel will consider.

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3

The lender decides

If you apply, the lender assesses the application and makes the decision. Before you sign, we tell you in writing the lender, the rate, the repayment, any fee we charge and the commission we receive, in dollars.

Fast
Assessment
We review every enquiry within one business day
Specialist
Lenders
A panel of non-bank lenders with their own rules.
Clear
Costs
Any broker fee and our commission, in dollars, in writing before you sign.
Australia
Wide
Based in Doncaster VIC.
Ready to go now?
Get a more complete assessment with the full application
Takes about 6 minutes. We pass it straight to a credit professional.
Apply now →

Tell us what you need

A few details now. We’ll be in touch within one business day to talk it through. No obligation, and no documents needed yet.

Ready to go now? Apply online →

Business-use finance for ABN holders. We don’t arrange personal or consumer loans.

Capital Hill Finance Pty Ltd (ABN 21 686 296 720), Corporate Credit Representative 569305, authorised under Fintelligence Pty Ltd, Australian Credit Licence 511803.

We’re not a lender. Any credit contract is between you and the lender, and the lender decides every application. Complaints

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Capital Hill Finance Assistant
Hi! 👋 I'm here to help with any finance questions.

Whether you're looking at trucks, equipment, or just want to understand your options — ask me anything.

General information only — not credit advice, and not a quote. This chat is recorded and kept securely. Please don't type your TFN, licence, Medicare or bank details. See our Privacy Policy.