⚙️ Equipment Finance

Equipment Finance in Melbourne

Asset finance for equipment finance operators across Melbourne — submit one enquiry, we refer it to the right credit specialist.

✓ Business use, ABN holders ✓ New ABNs considered by some lenders ✓ No cost to enquire ✓ Response within one business day

Equipment Finance on the Capital Hill Finance network covers finance for forklifts, excavators, cranes, bobcats, plant and yellow goods. Whether you're replacing existing fleet, expanding for a new contract, or buying your first asset, the enquiry path is the same: tell us what you need, we refer to a credit specialist with the right lender panel.

Don’t fit the bank’s rules?

Some lenders on our panel consider equipment for businesses with a new ABN, without full financials, with past credit issues, bought from a private seller, or older than a bank would usually take. Each lender has its own rules, so it matters which one we approach.

Declined by your bank? · New ABN finance · Low doc finance · Past credit issues · Private sale finance

Victoria runs Australia's second-largest freight network. Melbourne West, the Northern Industrial corridor and the Port of Melbourne supply chain drive heavy demand for truck, trailer and equipment finance.

Loan terms typically run 12 to 84 months. The enquiry is obligation-free and takes 5 minutes. Capital Hill Finance writes commercial asset finance only. If your enquiry is for personal use, we do not write it — we refer you to a partner who does, with your consent.

Common types we finance

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Apply for Equipment Finance

A few details now. We’ll look at your situation and tell you what may be possible.

Frequently Asked Questions

How long does equipment finance approval take in Melbourne?

Most equipment finance enquiries get a first response within one business day. Full approval depends on the supporting documents, the asset, and the lender — typically 2-5 business days for clean prime deals, longer for low-doc or specialised structures.

What documents are needed for equipment finance in Melbourne?

For an ABN holder: your ABN, recent BAS statements, recent bank statements, and details of the asset being financed. We do not take consumer finance applications. A consumer enquiry is referred to a partner, who will tell you what they need. The credit specialist confirms exactly what is required based on the deal structure.

Does Capital Hill Finance provide credit directly?

Capital Hill Finance Pty Ltd is a registered Australian business and is an authorised credit representative (Corporate Credit Representative 569305) of Fintelligence Pty Ltd, Australian Credit Licence 511803 and arranges commercial asset and equipment finance for business borrowers. We are not a credit provider ourselves — we arrange finance from a panel of accredited Australian lenders. Any credit contract is between you and the lender.

I've been declined before. Is it worth asking?

Often, yes. A no from one lender is that lender's answer. Specialist lenders use different rules. Tell us what happened.

Can I use this for a personal vehicle?

No. We arrange finance for business use only. Personal car loans: we don't arrange these, but we can refer you to a trusted partner.

Business-use finance for ABN holders. We don’t arrange personal or consumer loans.

Capital Hill Finance Pty Ltd (ABN 21 686 296 720), Corporate Credit Representative 569305, authorised under Fintelligence Pty Ltd, Australian Credit Licence 511803.

We’re not a lender. Any credit contract is between you and the lender, and the lender decides every application. Complaints

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Capital Hill Finance Assistant
Hi! 👋 I'm here to help with any finance questions.

Whether you're looking at trucks, equipment, or just want to understand your options — ask me anything.

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