Truck finance built around your ABN, your business cashflow and the asset.
ABN truck finance is the standard category for sole traders, partnerships and small companies with an active Australian Business Number. Capital Hill Finance works with both prime and non-prime lenders depending on the age of the ABN, the trading history, and the asset itself.
Most ABN deals are structured as chattel mortgages — the truck secures the loan, the GST on the asset can be claimed back at the next BAS, and depreciation flows through to the business return. For longer-term arrangements with a fixed end value, an operating lease may be more suitable.
A typical ABN truck finance enquiry takes 5 minutes. We refer it to a credit specialist who matches the deal to the right lender — saving you the work of approaching multiple banks individually.
5-minute enquiry — we'll refer your details to a licensed credit specialist for review.
No. We arrange commercial asset and equipment finance for business borrowers from a panel of accredited Australian lenders. We are not a credit provider ourselves, and any credit contract is between you and the lender.
No fee for the enquiry. Some lenders charge an establishment fee on the loan itself if it proceeds — that's disclosed up-front before you sign anything.
Initial response within one business day. Final approval depends on the supporting documents and lender — typically 2-5 business days.