🚛 Truck Finance

No Deposit Truck Finance Australia

Finance the full purchase price of your next truck — no deposit, no upfront cash.

✓ No obligation ✓ Response within one business day ✓ ABN holders welcome

No deposit truck finance lets you preserve working capital while still acquiring the asset. Some lenders may finance up to the full purchase price for established operators with a strong trading and repayment record.

Eligibility usually requires an ABN registered 24+ months, evidence of consistent trading revenue, and a residential or business asset that can support the deal. The truck itself is the primary security; lender risk appetite is the variable.

Eligibility and the amount financed are assessed case by case and decided by the lender. We can refer your enquiry to specialists who consider no-deposit structures, and we aim to respond within one business day.

Common types we finance

Apply for Truck Finance

5-minute enquiry — we'll refer your details to a licensed credit specialist for review.

Frequently Asked Questions

Does Capital Hill Finance provide credit directly?

No. We arrange commercial asset and equipment finance for business borrowers from a panel of accredited Australian lenders. We are not a credit provider ourselves, and any credit contract is between you and the lender.

Is there a fee to enquire?

No fee for the enquiry. Some lenders charge an establishment fee on the loan itself if it proceeds — that's disclosed up-front before you sign anything.

What turnaround should I expect?

Initial response within one business day. Final approval depends on the supporting documents and lender — typically 2-5 business days.

Chat with us
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Capital Hill Finance Assistant
Hi! 👋 I'm here to help with any finance questions.

Whether you're looking at trucks, equipment, or just want to understand your options — ask me anything.

General information only — not credit advice, and not a quote. This chat is recorded and kept securely. Please don't type your TFN, licence, Medicare or bank details. See our Privacy Policy.